The California CARS Act is a consumer-protection regulation built around a simple idea: buyers should understand the full price, terms, and conditions of a vehicle purchase before they sit down...
Ask most car shoppers about leasing and you'll get a shrug, a myth, or a story about a relative who "got a great deal." Ask a dealer who's built a...
Every dealership has a bureau bill. Most treat it the same way they treat utilities — a fixed cost of doing business that goes up when it goes up. The...
Permissible purpose is the legal justification the Fair Credit Reporting Act (FCRA) requires before anyone can access a consumer's credit report. Consumer permission is the customer's explicit authorization to check...
No, you don't always need a full Social Security number to run a credit check. Whether an SSN is required depends entirely on what kind of credit check you're running....
Do prequalification soft pull credit reports have compliance requirements? Yes. This type of soft pull still requires a permissible purpose under the Fair Credit Reporting Act (FCRA), still triggers data-security...
You've extended a credit offer. The customer is approved. But their interest rate is higher than what you advertised or higher than what someone else walking through the door might...
A Texas dealership flipped on real-time identity checks for the first time on a Tuesday morning. Five days later, its system flagged a doctored driver's license mid-deal, and a detective...
Nearly one in three trade-ins walking onto a dealer’s lot right now is underwater. That's according to the latest data from Edmunds, and it's a problem every desk manager in...
