Credit Compliance
Industry-leading compliance soutions & support
The most robust and reliable credit bureau and compliance partner.
“Informativ is a great company that responds quickly and efficiently to the needs of their partners.”
— Maxine Linihan
Finance Director, Fletcher Jones Imports
Electronic adverse action delivery
Our solution offers fully secure, password protected email or text message delivery of Risk Based Pricing and Adverse Action notices, so you avoid any risk associated with mailing the compliance letters.
Track & enforce Compliance with Ease
Our solution is tailored to the compliance requirements of your business with hard stops for Red Flags clearance and resolution that is role-based to ensure your business is Red Flag compliant. Our Compliance Dashboard provides an interactive visual reference of all necessary compliance documents.
Secure Compliance Document Storage
Your credit reports and all credit-related documents generated through our online applications are retained in the secure electronic eVault for later retrieval in the event of a dispute or compliance audit. No more searching through traditional deal jackets, filing cabinets, or offsite storage for your consumer credit applications and compliance documentation.
Synthetic Fraud Detection
Shield your business from malicious applicants who are likely associated with synthetic identity fraud, consumer ID theft, and other Red Flags. Synthetic identity detection exposes fraud by evaluating each customer based on over 30 rules to identify risky behavior and then analyzing the pattern that emerges.
Prevent ID fraud & Enforce Compliance
The Informativ compliance app (previously Dealer Safeguard) helps thousands of dealers prevent ID fraud and enforce a compliant sales process. The app has a user-friendly design and these great features:
- Driver’s license scanner
- ID fraud detection & prevention
- Ability to add buyer & co-buyer documents
- Less manual entry of data Alerts about possible duplicate records
- Prequalification links that can be sent to buyers
- All information stored in an FTC-compliant digital deal jacket’s
SCHEDULE A DEMO
Contact us today to see how our robust credit reporting and compliance platform will support your business needs.