One platform that ensures smarter deals & safer sales for your business.
The ONLY Complete & Proactive Platform That Wipes Out Fraud, Enforces Compliance & Is a Cheat Code for Your Desk
Customer Insights Close Deals
QR code tech gives consumers a fast, easy, mobile way to interact with your marketing and get prequalified — without harming their credit. Your team gets real-time sales indicators.
Prevent ID & Synthetic Fraud
With multiple checkpoints before and throughout the sales process, Informativ’s multi-layered fraud detection technology verifies and validates identities to prevent fraud on in-store and remote deals.
Complete & Reliable Credit Solution
Turn your fluctuating spend into a predictable one with controlled credit usage on a platform you can count on. Get hard and soft pulls from all bureaus and scores. Plus, web applications to drive conversions, and credit compliance support to ensure you’re fulfilling FCRA and FTC obligations.
Proactive & Enforceable Compliance
Informativ’s Compliance software (previously Dealer Safeguard Solutions / DSGSS) creates guardrails for your team to ensure the sales-to-F&I process is compliant with the FTC Safeguards Rule.Â
Calculate Profitable Deals Instantly
SmartPencil is Informativ’s embedded, automated first-pencil engine that instantly runs all lending scenarios to produce accurate, credit-qualified, and complete deal structures. SmartPencil is a dynamic “What if” cheat sheet for the desk, improving profit, speed, accuracy, and consistency.
Verify Deal Documents Instantly
Verified Stips is Informativ’s embedded, automated stipulation verification engine that instantly confirms income, employment, insurance, and residence from trusted sources. Verified Stips is a dynamic “trust but verify” safeguard for the deal, improving funding speed, accuracy, and fraud protection.
Compliance That's Convenient
Our innovative mobile app enables your team to streamline the sales process while also ensuring every deal is compliant.
Fast Fraud Detection
With our mobile app, your team can easily scan driver’s licenses at the beginning of the sales process to quickly detect ID fraud.
Quick Qualification
Through our mobile app your team can send secure and compliant links to buyers so they can complete a hard or soft pull credit inquiry.
Buyers & Co-Buyers Added with Ease
Through our compliance software, buyer and co-buyer information is collected and created in a compliant manner.
Digital Deal Jacket Creation & Storage
Compliant digital deal jackets are created for every deal and then stored in a secure, compliant cloud for the FTC-required 5-years.
“The full suite of solutions that Informativ provides is great. We were disjointed before and now that it’s all under one umbrella it’s easier for the stores to manage, easier for us from an audit perspective to dial in what’s happening. We’re also saving money!”
— Ben Stillwagon, Director of IT, Cavender Auto Family
Frequently Asked Questions:
Yes. Informativ bundles fraud prevention, credit reports, compliance enforcement, and customer insights into one integrated platform. This end-to-end solution eliminates the need for separate vendors and delivers smarter deals and safer sales through a single interface.
Yes. Informativ uses layered fraud detection checkpoints and real-time ID validation. Driver’s licenses are scanned early in the sales process, and both in-store and remote transactions are protected by built-in fraud alerts.
Yes. Dealers get access to credit pulls, compliance tools, fraud detection, and customer insight features all under one flat monthly subscription.
Yes. Informativ proactively enforces FTC Safeguards Rule compliance. The platform reduces data exposure, automates required disclosures, and cuts compliance burden by up to 80% by only triggering hard pulls on sold deals.
Yes. With QR code-based mobile prequalification, Informativ filters out low-intent leads. The platform delivers real-time, credit-ready sales indicators from consumers who consent to prequal without impacting their credit scores.
Yes. Informativ’s mobile app streamlines document collection, buyer/co-buyer verification, fraud scanning, and credit pulls, making compliance fast, easy, and accessible from anywhere on the lot or remotely.
Yes. By front-loading prequalification, credit data is already available at the desk post-test drive, cutting out steps like full credit app entry and waiting for Red Flags checks. This leads to faster pencils and fewer customer delays.
Yes. Informativ replaces multiple siloed tools with one streamlined platform. It covers everything from credit apps to digital deal jackets, reducing complexity while improving visibility and audit readiness.