Dealers! Get on the list for Informativ's SmartPencil
One platform that ensures smarter deals & safer sales for your business.
SmartPencil Is a Cheat Code for Your Desk Managers
SmartPencil is Informativ’s embedded, automated first-pencil engine that instantly produces accurate, credit-qualified, and complete deal structures. SmartPencil is a dynamic “What if” cheat sheet for the desk, improving profit, speed, accuracy, and consistency.
Calculates All Lending Scenarios Instantly
SmartPencil integrates with sources including banks, lender programs, and regional incentives, to handle a vast array of financing scenarios that support the unique needs of each customer.
Compliant Deals
SmartPencil is integrated into our one-of-a-kind Compliance platform and ensures every pencil is saved to a customer’s digital deal jacket.
Dealership Level Customization
SmartPencil adapts to the unique needs of each dealership. Calculations are tailored to specific transaction scenarios and can be configured based on a variety of factors including your lenders, OEM rebates and incentives, markups, trade equity, and your preferences.
Improved & Uncovered Profit
SmartPencil automatically selects the best payment structures and terms based on profitability and dealer preferences, enabling payments that need to balance dealer profit and customer affordability.
Modern & Responsive Payment Delivery
Our fast, modern, REST API and responsive technology, built for today’s dealerships, processes data in real-time, has no usage limits, and delivers deal structures instantly and reliably.
SmartPencil works with your desking tool (not against it).
Desking tools show you the deal. SmartPencil shows you the field of play:
- Prepares the desk with all scenarios
- Fewer rewrites
- Faster pencils
- Cleaner funding
- Smoother hand-off to F&I
“The full suite of solutions that Informativ provides is great. We were disjointed before and now that it’s all under one umbrella it’s easier for the stores to manage, easier for us from an audit perspective to dial in what’s happening. We’re also saving money!”
– Ben Stillwagon, Director of IT, Cavender Auto Family