Payments API

Credit-Qualified Payments for Automotive Software Solutions

See how Informativ's Payments API increased lead-to-sale conversions by 2.6x.

VIN-specific Payments, Credit & Trade Equity In One Platform

Deliver accurate, real-time payments with AI-powered intelligence built for automotive software.

Informativ’s Payments API exclusively offers in a single platform trade-in equity, credit-qualified terms, incentives, and more that feed directly into the number a shopper sees. The payment presented reflects what a deal will actually transact at, not a rough estimate.

Marketing

  • Improve CLTV with personalized incentives and equity-based campaigns
  • Use live OEM offers with in-stock inventory to drive overall ad performance
  • Stop manually updating specials

Websites

  • Display payments on every vehicle for the way people actually shop
  • Configure personalized payment scenarios, including trade equity, and drive higher lead conversion
  • Turn shoppers into buyers

Messaging

  • Improve engagement with real payments, convert conversations into customers
  • Power AI and chat solutions with payments that are accurate, transactable, and include instant trade-in value as part of the conversation
  • Hand off ready-to-buy shoppers to sales teams

Digital Retailing

  • Add revenue by promoting additional service and protection plans
  • Let customers see exact vehicle payments (including taxes, fees and discounts applied)
  • Empower customers to build their own deal from start to finish

Desking

  • Get the full profitability picture with gross optimization
  • Create comparisons of multiple pricing proposals and vehicle options
  • Mitigate margin compression without discounting price
Diagram of a REST API connecting a cloud, a web app, and a mobile app to a central dashboard showing data.

Modern Tech Stack

  • REST API that’s fast, flexible, and scalable
  • Easy integration that plugs into any digital automotive platform
  • Real-time delivery, high volume performance, and usage-based pricing

“The choice was clear. Informativ’s Payments API has faster response times, a more flexible and functional platform, and more competitive pricing. What really won us over was the setup and incredible customer service: no archaic management for API keys, no workflow disruption, and easy billing. We were live from day one.”

– Sam Vukas, COO of Dealer eProcess

Free Resources and Training

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Schedule a Demo

From instant, better and trackable leads to a compliant sales process with industry-leading credit technology, give us 15 minutes and we'll show you how we can help your dealership.

Schedule a Demo with Informativ

Informativ provides instant, prequalified customers and buyer insights, the only proactive and enforceable compliance platform for dealership showrooms, and industry-leading credit technology to thousands of auto dealerships and businesses. Contact us today to see how our solutions will solve your top challenges.

TOP DEALERS PARTNER WITH INFORMATIV

From helping your team go further faster, sell more cars, and make more money to ultimately giving you peace of mind, our complete and proactive credit and compliance solution improves, expedites, and complements your current sales procedss. See why top dealers are happy they chose us… and you should too.