Credit Solutions
Soft & hard pull credit reports, online credit bureau data & web applications.
One platform that ensures smarter deals & safer sales for your business.
Robust & Reliable Credit Bureau & Compliance Software Partner
Single Provider for All Bureaus
Easy access to multiple credit reports and bureau scores from Equifax, Experian, and TransUnion.
Soft Pull Credit Reports
Retrieve a consumer’s full credit file without impacting their credit score and without the compliance obligations for your business.
Easy & Secure Integrations
Our industry-leading integrations work with all major CRMs, in-house loan origination systems, automotive financing, and student loan refinancing companies.
Online Credit Applications
Our online credit applications keep prospects on your site through the hard or soft pull application process.
Industry-Leading Uptime & Support
With 99.99% uptime, our credit solution is the most reliable in the industry. Our customer support team is dedicated to assisting your team.
Complete Compliance
Our regulatory compliance tools with up-to-date and concise credit insight keep financial institutions accurately informed.
More Data to Get Deals Done
Revolutionize the way lenders assess buyer’s ability to repay loans.
Prequalify Buyers & Close Deals
Offer soft pull prequalifications to consumers at the beginning of their buying journey through our customer insights solution and get valuable data that will help you build deals that close.
Make More Competitive Offers
The Auto Finance Summary is included in both hard and soft pull credit reports at no additional charge so you get valuable information about a person’s auto financing history.
Automated Income Check
Our automated income check provides an accurate evaluation of an applicant and helps lenders understand creditworthiness beyond traditional credit scoring models.
Avoid Defaults
Our liens and judgment solutions provide lenders with important information to make informed decisions, reducing the risk of default.
TRUSTED PARTNER & EXPERTISE
“Informativ is a trusted partner that goes above and beyond to deliver great technological expertise” – Deepak Polamarasetty, CreditSnap
Frequently Asked Questions:
A soft pull credit report is a type of credit check that retrieves a consumer’s full credit file without affecting their credit score. It provides valuable credit information without leaving a mark on the consumer’s credit history.
No, a soft pull does not impact a consumer’s credit score.
A soft pull credit report includes a consumer’s full credit file, credit scores from Equifax, Experian, and TransUnion, as well as auto finance history and other key credit insights. With Informativ, it also includes an Auto Finance Summary at no additional cost.
Yes, businesses can offer prequalification using a soft pull without triggering compliance obligations or impacting the buyer’s credit score.
Yes, Informativ offers access to both soft and hard pull credit reports.
Yes, Informativ’s platform includes ID and synthetic fraud detection tools.
Yes, Informativ provides access to credit data from Equifax, Experian, and TransUnion.
Yes, Informativ’s solutions include up-to-date compliance tools for regulatory requirements.
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Yes, Informativ’s credit solutions easily integrate with major CRMs and in-house systems.
Yes, Informativ provides online credit applications with both hard and soft pull options.