One platform that ensures smarter deals & safer sales for your business.
Robust & Reliable Credit Compliance
Electronic Adverse Action Delivery
Get fully secure, password-protected email or text message delivery of Risk Based Pricing and Adverse Action notices so you avoid any risk associated with mailing compliance letters.
Track & Enforce Compliance
Ensure your compliance requirements are met with hard stops for Red Flags clearance that are role-based and an interactive visual reference of all necessary compliance documents.
Secure Document Storage
Secure your compliance documents digitally and, in case of disputes, audits, or something else, get easy access to all reports and documents created through our online applications.
Synthetic Identity Fraud Detection
Shield your business from malicious applicants who are likely associated with synthetic identity fraud, consumer ID theft, and other Red Flags.
EFFICIENT & ERROR-FREE
“Informativ provides credit report scores quickly and makes our application process efficient. The user-friendly platform reduces errors, saves time, and integrates well with our system.”
– Courtney Upton, LeaseGenie
Frequently Asked Questions:
Yes. Informativ offers a robust credit compliance platform that includes Red Flags Rule enforcement, risk-based pricing notices, adverse action delivery, and secure document storage—helping your dealership avoid costly regulatory missteps.
Yes. Informativ lets you securely deliver notices via password-protected email or text, eliminating the risk and delays of mailed letters while ensuring full compliance.
Yes. The system actively detects synthetic and stolen identities, automatically alerting your team if a fraud risk is found—both in-store and through remote submissions.
Yes. Dealers report a 50–80% reduction in compliance burden by shifting full credit applications to later in the process and eliminating unnecessary hard pulls.
Red Flags compliance refers to your business’s adherence to the FTC’s Red Flags Rule, which is designed to detect, prevent, and respond to identity theft in credit-related transactions.
Yes. The platform includes role-based hard stops and a visual checklist to ensure Red Flags clearance before proceeding, so no deal moves forward without proper compliance checks.
Yes. All documents are securely stored and easily retrievable, ensuring you’re ready for audits, disputes, or legal inquiries at any time.
Yes. The platform includes all your current credit and compliance tools in a single solution—often at a lower monthly cost than what you currently pay for credit alone.
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Yes. Whether in the showroom or online, the system integrates fraud checks, document capture, and credit workflows—ensuring consistency across your sales process.
Yes. Informativ provides full visibility into each deal’s compliance path, helping you audit, coach, and improve your team’s adherence to regulations.