Embed Real Payments.
Not Estimates.

Turn your platform into a conversion engine with credit-qualified lease & loan payments—instantly. Give dealers and shoppers real numbers they can act on. No guesswork. No friction.

Why Payments API

Most platforms show estimated payments. Informativ Payments shows what buyers qualify for.

Real-time Credit Qualified

Real-time, credit-qualified payments for every shopper.

Lease + Loan Calculations

Lease + loan calculations powered by live lender programs.

VIN-Level Accuracy

VIN-level accuracy with taxes, incentives, and fees updated hourly.

Optimized Deal Structuring

Optimized deal structuring for both affordability and dealer margin.

Built for Automotive Platforms

Designed for speed, scale, and seamless integration.

REST API

REST API — fast, flexible, modern stack.

Plug-and-Play Integration

Plug-and-play integration into AI/chat, marketplaces, digital retail, Adtech/Martech, and more.

Low Latency

Low latency at high volume for real-time shopper experiences.

Usage-Based Pricing

Usage-based pricing — pay only for the VINs you use.

Test It. See the Difference.

Spin up quickly and start generating real payments in minutes.

  • Sandbox access
  • Sample VIN scenarios
  • Developer-ready docs

Book a demo and get API access.